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Term Life Insurance Rates Now Found Nationally by New Insurer Finder Tool

Midland, TX (PRWEB) August 30, 2014

Information supplied by insurance companies has been helping the Quotes Pros company to introduce better prices to consumers in 2014. A group of ratess for term life insurance plans can be found when using the open system for adults at

The national lookup system available to use this year can help the average person to quote a price for insurance based on general location and not from medical histories. The finder tool works under a zip code search process to support privacy during Internet research for affordable coverage plans.

“The national companies that appear inside the formatted tool this year are known agencies that are licensed to distribute plans across the country,” said a Quotes Pros source.

The insurer system has been built with consumers in mind and allows complete privacy during an average search. Because no information will be entered by adults before pricing is displayed, the system remains a private source for learning about term or guaranteed life insurance plan pricing.

“The price drops and one-time discounts that companies provide through our system are meant to introduce variety to adults who have an interest in quoting agency pricing on the Internet,” said the source.

The Quotes Pros company has maintained its support for locating insurer price data through its database since 2013. One new advantage for adults who enter the public portal for research is the direct sorting of agencies for life, health, automotive and motorcycle insurance at


The company supplies men and women in the U.S. with a viable way to explore vehicle insurance and other formats for coverage using its open tools on its website. The company promotes different insurers inside of its database to broaden the reach of consumers. The company is now a source for learning the annual costs of life, motorcycle, health and business insurance plans that are offered nationally.

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Insurance Web Pros Launches New Discount Products for All Auto, Home, Life and Health Insurance Agents and Agencies

Thousand Oaks, CA (PRWEB) August 29, 2014

Insurance Web Pros, a Thousand Oaks, CA software and Marketing Corporation, formerly offered products only for MetLife Independent Agents. Through a revised contract with that agency, Insurance Web Pros is now able to provide these products directly to any agent or agency in the United States.

These products include responsive websites, design, marketing, Google leads, and advertising. Responsive websites automatically adjust their layout and design to meet the requirements of the device they are being presented on, be they desktop, laptop, tablet, or smartphone.

We have enjoyed and continue to enjoy a great relationship with MetLife Inc, said Insurance Web Pros CEO, Richard Uzelac. But now we are able to offer the same great discounted insurance agent products to any insurance agency both large and small in the USA. With over 70% of searches for insurance being started by consumers on mobile devices, these products have never been as beneficial to the insurance industry as they are now.”

Insurance Web Pros has added additional personnel to expand their business to all providers and meet the demands of their increased customer base.

Marketing expertise will be provided by Google Partner GoMarketing Inc, parent company.

About Insurance Web Pros

Insurance Web Pros is a Thousand Oaks, CA-based Company that gives insurance agents the tools necessary to stand out and succeed in todays online marketplace combined with solution minded live California-based customer service. We specialize in Online Insurance Marketing and strive to offer the best Agent and Office websites and Internet marketing for insurance professionals.

For more information, please call (805) 413-7895 or visit

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Social Security Disability Attorney Kevin Goldberg Interprets Important Eligibility Requirements for SSDI Applicants

WASHINGTON, D.C. (PRWEB) August 22, 2014

Kevin Goldberg, Social Security Disability Insurance attorney and partner at the Washington, D.C. law firm Goldberg, Finnegan & Mester, is addressing special considerations to qualify an individual for SSDI benefits under the Social Security Administrations definition of impairment. Recently, the firm has addressed the nuances of applying for and receiving benefits through its websites law blog.

We understand that applying for benefits can be a daunting task, Goldberg said. Its important for applicants to have an idea of the types of conditions the SSA considers qualifying for disability insurance so they can go into the process with confidence.

The Administration maintains an impairment listing manual, known as the blue book, which it uses to award SSDI benefits. An applicant may have a medical condition that is either physical or mental, both of which may make them eligible for benefits.(1)

Goldberg stresses that the Social Security Administration does not award partial disability to applicants, and that if the applicants condition is not listed in the blue book it does not necessarily mean they are ineligible.

Its important to remember that even if the SSA denies a claim the applicant can always appeal the decision. However, this must be done within 60 days of the denial, and the appeals process has several steps, said Goldberg.

Applicants can contact an attorney to ensure their appeal is handled in a timely fashion, not just because of the administrative time limit but also because the benefits they are seeking are crucial to their wellbeing. The less time they spend waiting for an approval, the better, Goldberg said.

Non-medical requirements for SSDI eligibility include amassing 40 work credits, 20 of which should have been gained within the last 10 years of employment.(2) Younger workers may need less credits, however. These credits are based on total yearly wages at a job where the applicant paid into Social Security.(3)

Further requirements include earning less than $ 1,070 per month (as of 2014,) and having a qualifying disability the SSA considers severe.(4) The administration will also consider whether the applicants disability interferes with the work they do.(5)

Goldberg, Finnegan & Mester offers free legal help to any person with questions on applying for Social Security Disability Insurance or appealing a denial of benefits.

For more information, contact Goldberg, Finnegan & Mester by visiting or by calling (888) 213-8140.

About Goldberg, Finnegan & Mester

Working with clients in the greater Washington D.C. metropolitan area (MD, DC, VA,) the attorneys of Goldberg, Finnegan & Mester are passionate about helping those injured as a result of the negligence of others pursue the justice they deserve. The firms skilled team has the legal and technical knowledge to litigate complex cases, offering representation for victims of auto accidents, product liability, workers compensation, social security disability, and wrongful death, among other areas. For a free and confidential consultation, contact Goldberg, Finnegan & Mester at (888) 213-8140.

Goldberg, Finnegan & Mester

1821 Jefferson PI, NW, Suite 331

Washington, D.C. MD 20036



IPS Testing Celebrates 25th Anniversary and Continues Growth in Paper, Nonwovens, Consumer Products and Packaging Industries

Appleton, WI (PRWEB) August 26, 2014

An Appleton-based independent testing laboratory serving multiple industries across the United States and internationally, IPS Testing marks its 25th anniversary this month.

The company first began operations as Integrated Paper Services in 1989 when the Institute of Paper Chemistry moved to Georgia. It has since evolved into a recognized leader for its comprehensive testing and analysis processes in paper, nonwovens, consumer products and packaging, and has doubled in size in just the last four years.

When the Institute of Paper Chemistry moved to Georgia, it left a void in the Wisconsin market for testing and analysis of paper and nonwoven products, said Bruce Shafer, president of IPS Testing. These are major industries within our region and often, testing can be very time sensitive.

With strong business support for keeping a paper testing laboratory in Wisconsin as well as key staff and appropriate equipment in place, Integrated Paper Services now known as IPS Testing got its start.

In terms of growth over the last 25 years, IPS Testing recently became the first independent laboratory to achieve ISO 17025 Accreditation for its testing services related to the flushability of wipes. The company has also expanded its services in a number of areas related to product stewardship, including recyclability and regulatory testing.

Today our client base encompasses the entire product chain from mills to converters, printers, retailers and big-box stores for national brand equivalency testing, said Chris Reitmeyer, vice president of IPS Testing.

The company underwent a major expansion in 2012 to accommodate its growing service line with a facility increase of 4,000 square feet. This included the addition of a state-of-the-art flushability testing lab that simulates the real-life flushing scenario in order to complete all seven test standards set forth by the Association of the Nonwoven Fabrics Industry (INDA).

In its earlier days, IPS Testing operated from two separate lab spaces and continued the work previously performed by the Institute of Paper Chemistry, which encompassed five disciplines: Pulp, Physical Testing, Analytical, Fiber and River Studies.

Shafer explained that these five disciplines are still represented today by the five bars in the IPS company logo.

Three of the initial five disciplines still represent a major part of our current business, one example is fiber analysis, he said. Our scientists can break down a paper product and determine the trees that were used to make the paper. Explaining that IPS Testing is internationally known for this kind of analysis work, Shafer also noted, Regulatory pressure prohibiting the use of endangered species has made this testing an essential quality assurance tool, while other areas such as river studies have fallen away because they are no longer required.

Currently, the continued need for product testing is being driven by a competitive marketplace that sets the stage for IPS Testing to continue its steady path of growth.

For 25 years, IPS has helped companies improve the quality of products, Reitmeyer said.

Shafer added, Paper is our heritage and continues to represent about half of our work. The industry is strong, particularly packaging and tissue and towel. The remainder of our work is tied to nonwovens and consumer products. He continued, The consumer products market is very competitive, which means that manufacturers rely on testing to continuously improve their products.

IPS Testing serves as an independent testing laboratory for many industries including paper, pulp and print materials; nonwovens; medical supplies; personal care and absorbent products; food packaging; and allied industries. IPS Testing combines physical and analytical testing along with interpretive data analysis to offer clients testing services that help improve and ensure the quality of their products. For more information, contact Chris Reitmeyer at 920-609-1024, or visit

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7 Provisions Needed In A Cyber Insurance Policy

LOS ANGELES (PRWEB) August 18, 2014

When Peter R. Taffae and his team at ExecutivePerils, an insurance brokerage firm with a focus on cyber insurance policies, began speaking at conferences 15 years ago, cyber security was not seen as a major business liability. However, events like the Target data breach of 2013 and the recently discovered Russian crime ring data breach of over 1 billion passwords has catapulted cyber insurance to the forefront of risk management discussions.

Though companies continue to take security measures to prevent data from being compromised, data security breaches are still significantly affecting corporate revenues. According to a study published by the Ponemon Institute in May of 2014, the average cost of a data breach increased 15 percent from $ 3.1 million to $ 3.5 million in the past year.

Unlike other types of insurance, cyber insurance does not have a standard policy form. Every insurance provider has its own wording, which companies need to tailor to fit their own needs. Although each companys cyber insurance policies will vary, ExecutivePerils recommends including the following provisions:

Workers Comp Summer Series: Insurance Experts Provide Advice to Landscaping Companies for a Safe Summer

Boca Raton, Florida (PRWEB) August 19, 2014

Summer in Florida is hurricane season, and rough weather provides a lot of work for roofers, tree trimmers and landscapers. SourceOne Partners offers the following advice on ensuring your roofing, landscaping or storm clean-up service complies with Floridas state laws regarding workers compensation insurance.

Companies with four or more employees that do business in the State of Florida are legally required to carry workers compensation insurance on each employee working in the state, and contractors with even one employee are required to have workers comp coverage. While this is typically standard operating procedure for Florida-based businesses, out-of-state businesses that wish to provide services in Florida may find that theyre unable to do so if they dont meet Floridas workers comp requirements.

This is of particular concern for companies providing roofing, tree trimming and landscaping services who wish to take advantage of opportunities to provide their service in Florida following a hurricane. Such businesses based in Georgia and other nearby states might receive a repair or cleanup order from a Florida resident on short notice and find themselves scrambling to obtain a certificate of coverage. Often, companies unable to obtain coverage fast find themselves losing out to businesses that are more prepared.

These types of businesses are good candidates for professional employer organizations, or PEOs. A PEO provides outsourced services such as the management of employee benefits, payroll and administrative services, often including workers comp, so that business owners can focus on providing their services and doing what they do best. Both small and large roofing and tree trimming companies can benefit from letting a PEO handle their workers compensation requirements. They can confidently accept business in Florida knowing that their employees are sufficiently covered.

SourceOne Partners can help business owners obtain PEO services and pay-as-you-go workers comp solutions for both Florida-based businesses and out-of-state businesses that wish to operate within the state. Not only can SourceOne Partners ensure that you have the proper coverage for doing business in Florida, they can also assist with providing OSHA compliant safety training and developing policies and procedures to help your employees avoid illness and injuries, which can significantly reduce workers comp claims and help keep premiums affordable.

About SourceOne Partners

SourceOne Partners is a leading provider of PEO and payroll services in South Florida, New Jersey, New York, and Pennsylvania. The services SourceOne provides help companies reduce HR costs, minimize employer risk and liability, and relieve the administrative burdens of HR and payroll.

SourceOne Partners Locations:

South Florida

2255 Glades Road

Suite 324

Boca Raton, FL 33431

New Jersey

990 Cedarbridge Ave #7

Brick, NJ 08723

T: 561.674.0748


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Texas State Auto Insurance Prices Now Displayed Online at Insurance Website

Beaumont, TX (PRWEB) August 14, 2014

Owners of motor vehicles in the state of Texas now have a new way to compare state level pricing from insurers online. The Quotes Pros website is showcasing Texas state auto insurance prices from licensed companies at

The company listings that are now presented to the public include companies that are underwriting liability, full coverage and high risk plans for drivers. The rates that are viewed while entering the public database are immediately calculated based on the location of each driver in TX.

“All of the 254 Texas counties are represented in our insurer database and different levels of pricing can be explored in real time,” said a Quotes Pros source.

The insurer price database that has been launched is also open to motorists in other states. Providers from CA, OH, PA, MI and FL have been added inside of the search finder to allow a person to find direct prices from nationwide companies that are supplying coverage plans to motorists.

“The tools that are available from our website to locate insurer pricing have helped consumers since 2013 and we’re constantly expanding our systems,” said the source.

The Quotes Pros company started out by offering insurer quotes from automobile coverage providers nationally. The company has since expanded to connecting consumers with agencies that supply life, motorcycle, renters and homeowner coverage plans that are fully quoted at


The company offers its connected system to the public in order to find out what the lowest policy pricing is for coverage plans in the United States. The insurer system that is used daily by the public features a compare by zip code program. The company remains a top competitor in the information delivery business and includes more ways that the public can use to locate price drops for general insurer packages weekly.

StrutnPup, LLC Announces It Is Now Open for Business

Arlington, MA (PRWEB) August 14, 2014

StrutnPup, LLC is pleased to announce a new, dog walking, pet sitting and pet taxi service opening in the Boston Metro West area. StrutnPup, LLCs Founder, Daria Pannesi launched her business primarily in the Arlington, Belmont, Cambridge, Lexington and Waltham townships.

StrutnPup, LLC will service the needs of pet owners including: pet sitting of dogs, cats, birds, fish, reptiles and small animals, dog walking and exercising, veterinary visits, plant watering, mail collection, holiday or vacation care, and special care for young, elderly, and sick animals. Daily excursions are also available such as beach walks and hikes. StrutnPup, LLC offers a full and active visit with pets. Dog walks are dynamic and engaging keeping the dogs mind healthy and alert. Pet sitting services include multiple daily visits, play time and cuddles. Rates start as low as $ 15.00 and StrutnPup, LLC is fully bonded and insured for all services provided. StrutnPup, LLC is also a proud member of the National Association of Professional Pet Sitters, Inc.

After many years chained to a desk Daria Pannesi, Founder and Owner of StrutnPup, LLC, decided to go off leash and run free by starting her own pet service business. “I am extremely excited about this opportunity. Opening a new business is a large undertaking, but it also has huge rewards.” said Daria Pannesi, As an animal lover, I wanted to create a safe haven for pets – a way to enhance their lives and provide a healthy environment using a reliable and trustworthy service. My goal is to give each animal the love and respect they deserve. Ms. Pannesi grew up in Africa and Europe where she cultivated a profound understanding of animals. While in college she raised African Kribensis Cichlids and fancy Oscars. She and her dog Domino became Pet Partners through the Delta Society in 2011. Together they have brought much needed therapy to seniors in nursing homes and have helped children learn to read. For more information about StrutnPup, LLC, or to contact the business please refer to the following information. Phone: 617-800-4710; E-mail: strutnpuppy(at)gmail(dot)com or visit:

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MINDBODY Partners with Massage Magazine Insurance Plus

New York, NY and San Luis Obispo, CA (PRWEB) August 05, 2014

MINDBODY, a leading, global provider of web and mobile business management solutions for the health, wellness and beauty industries, has partnered with Massage Magazine Insurance Plus (MMIP) to offer its clients access to premium liability coverage at a discounted rate.

Through the new partnership, MINDBODY clients will receive professional and general liability insurance, including product liability, at a special group rate. Benefits include rental damage insurance, identity protection and stolen equipment coverage. Additionally, MINDBODY clients that enroll in MMIP will receive a free professional website, monthly newsletter and directory listing on

Were excited to be partnering with MMIP to enhance our resources for health, wellness and beauty professionals, said Rick Stollmeyer, CEO and co-founder of MINDBODY. This is a great complement to our business management solution. Our clients will now have the added benefits and security that come with liability coverage, which will support the stability and growth of their own businesses.

MINDBODY members may enroll online at to receive their insurance discount. For more information, please call (800) 222-1110.

As part of the partnership, MMIP will also promote MINDBODYs business management products to its network of complementary and alternative medicine professionals.

Client management is an important component of a long-term, healthy business, as is liability insurance, said Heather Alves, MMIPs director of affiliate partnerships. We are proud to offer our members access to MINDBODYs family of products. Through our partnership, we hope to support more health, wellness and beauty professionals, providing them with the diverse tools and resources they need to succeed.

MMIP is a sister company of the leading publication for the massage industry, MASSAGE Magazine. Its liability insurance program is tailored exclusively for health, wellness and beauty professionals, including massage therapists, reflexologists, yoga, Pilates and dance teachers, movement therapists, cosmetologists and nail techs.

About Massage Magazine Insurance Plus

Massage Magazine Insurance Plus (MMIP) provides both professional and student touch therapists with comprehensive liability insurance, marketing resources, industry news and more. MMIPs policy benefits include professional and general liability insurance, $ 2 million per occurrence, $ 3 million individual annual aggregate, $ 2 million products individual annual aggregate; $ 100,000 rental damage insurance; identity protection; and $ 1,000 stolen equipment coverage. For more information, visit


MINDBODY has led the health and wellness industry in software development since its founding in 2001. The company was the first to offer multi-location desktop management software, online booking and a fully web-based SaaS business management system. MINDBODY entered the beauty industry in 2010 and is now the fastest growing SaaS business management solution for both beauty and wellness worldwide. MINDBODY has been listed on the Inc. 500/5000 list as one of the fastest growing companies in the U.S. for the past six consecutive years. Learn more at

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