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There are major issues in the beef market

There are major issues in the beef market
On Monday, Tyson Foods, one of the largest meat producers in the world, warned that almost everything seemed to be going wrong in the beef market. "Our beef business suffered from export market disruptions that had an $ 84 million impact on third …
Read more on Business Insider

How beating cancer helped this 32-year old start several businesses
In 2012, Gough launched another business called Eckim. It was a marketing company that owned two coupon sites, and in less than three years, he was able to sell it again — this time to a public company called Coupons.com for a hefty 8-figure sum.
Read more on Business Insider

Harrison Small Business Spotlight: Magical Movements School of Dance
I credit our business growth with creative classes, flexible scheduling, memorable recitals, and unique birthday parties. Since the difficult economic times, we offer discounts, incentives, coupons, along with reasonable rates. Most importantly, the …
Read more on Patch.com

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Small Business Borrowing: Does Reputation Really Matter?

Small Business Borrowing: Does Reputation Really Matter?
Accessing capital can be difficult for every small business owner, but particularly so for the smallest small businesses, or those just getting started who don't have two or three years under their belt. A track record, strong credit history, and sound …
Read more on Forbes

Cybersecurity: A Small Business Guide
Cybersecurity is a hot topic for businesses and consumers alike. In the wake of multiple corporate breaches over the last few years, all users are on higher alert about the safety of their sensitive data. But cyberattacks don't just happen to big …
Read more on Business News Daily

'A fairness issue': Small business owners tout minimum wage hike
Will Ikard, director of the Maine Small Business Coalition, speaks at a press conference at The Briar Patch bookstore in Bangor on Wednesday. He introduced many small business owners who spoke and showed their support for the minimum wage increase …
Read more on Bangor Daily News

5 Killer Tips to Keep Your Small Business WiFi Up and Running
WiFi — that's something no business can do without these days — especially the small ones. But if you are already using WiFi for your small business, you might have experienced a few disappointing things as well. At times, WiFi speed tends to become …
Read more on Small Business Trends

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Digital Forensics Market Worth 3,206.9 Million USD by 2020 — DALLAS, July 27

Digital Forensics Market Worth 3,206.9 Million USD by 2020 — DALLAS, July 27
According to a new market research report, "Digital Forensics Market by Component (Hardware, Software, and Service), Sub-Segment (Computer Forensics, Network Forensics, Mobile Device Forensics, and Cloud Forensics), Tool Types, Service, Vertical and …
Read more on PR Newswire (press release)

Malpractice recovery caps not the answer – Buffalo – Buffalo Business First
It's a myth that medical malpractice recovery drives higher insurance premiums for doctors, says attorney Enlarge. It's a myth that … By law, in order to sue, an attorney must vet these types of cases more carefully than any other lawsuit. Also, the …
Read more on Buffalo Business First (blog)

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Banking as a Force for Good to Promote Positive Social Change



From the far West to the North and the South, a growing number of regulated state and national banks are using banking as a way to promote positive social change.

These banks are B Corp banks. What is a B Corp bank? Certified by the nonprofit B Lab, B Corp banks are banks using business as a force for good. As B Lab stated, B Corp is to business what Fair Trade certification is to coffee or USDA Organic certification is to milk.

From California to Minnesota, Virginia, and beyond, B Corp banks are part of a growing movement of banks that are redefining what banking is all about. Recently, several B Corp banks Virginia Community Capital (VCC), Sunrise Banks, Beneficial State Bank, and New Resource Bank were all recognized as B Corps that are Best for the World by B Lab. These B Corps set the gold standard for high impact businesses and demonstrate that banks can use business as a force for good.

VCC continues to make progress transforming communities throughout Virginia. With VCCs financing, several Virginia residents now have a sense of community following the renovation of an affordable housing community. These residents have serious behavioral and development disabilities and many had also been homeless. VCC also helped a historically underserved population in Virginia an American Indian tribe dedicated to growing their economy. This tribe purchased and grew an existing business, hiring several new people, with financing from VCC. Another organization has expanded health care in a Virginia community with VCCs financing help. This community health centers new building addition will add several new employees, provide pediatric behavioral health services, and grow pediatrics, the pharmacy, and OB/GYN.

VCC was delighted to have the opportunity to help all of these communities. Jane Henderson, President and CEO for VCC, stated, Being a part of the B Corp community gives us the opportunity to stay focused on our mission to provide innovative capital promoting vibrant local communities and enriching peoples lives throughout Virginia.

Sunrise Banks, of St. Paul, MN, has been working for over 28 years to strengthen the urban core of the Twin Cities. In partnership with Midwest Minnesota Community Development Corporation (MMCDC), Sunrise helped a local co-op grocery store open a new location providing affordable, healthy food to a food desert and creating 125 living-wage jobs. Sunrise has also facilitated the creation of 45 multi-family affordable housing units in a severely distressed urban neighborhood, as well as offering financial literacy training for all customers and employees. Customers can also designate any deposit account to be part of the Socially Responsible Deposit Fund, meaning that their money will be used only to fund projects that improve the community.

Positive impact isnt just a part of our culture, its our business model, states David Reiling, Sunrise Banks CEO, Our success is closely linked to the success of our local community, we live here, we work here, and we all want to give back.

Beneficial State Bank believes that money should serve people, not the other way around. Theyve institutionalized their core values of trust, justice and empowerment by giving 100% of the economic rights of their bank to Beneficial State Foundation, which is governed in the public interest and can only reinvest bank profits, when distributed, back into making communities robust and sustaining the environment. They believe that a far better world isnt only possible, its being built right now by inspired people everywhere. So theyre building a better future with our customers by building a better banking system: Beneficial Banking. Beneficial State commits that over 75% of its loan dollars will be producing the new economy that is fully inclusive, racially just, and environmentally sound. In addition, Beneficial State wont fund loans to contra mission activities. Benefit to all, harm to none is their motto.

Such as, their healthy payday loan alternative, the Personal Builder Loan. This responsible alternative to many traditional payday loans in the market is designed to help customers meet their short-term liquidity needs while building their credit. In addition to healthy responsible financial tools for individuals, Beneficial State also provides mission-aligned capital and products for business and nonprofits. Everything we offer is part of a larger movement of creating beneficial financial products that make individuals, social enterprises and their communities more resilient and empowered, said Kat Taylor, Beneficial State Co-CEO.

New Resource Banks primary impact falls into four key areas: environmental protection; health and wellness; education and community engagement; and sustainable commerce. In order to achieve this impact, New Resource Bank provides loans to qualified borrowers for a variety of different business needs, such as the purchase of new equipment to grow product supply, energy upgrades to reduce operating costs and carbon footprints and real estate loans for growing green businesses. This bank can also structure credit lines that utilize accounts receivables and inventory to unlock the cash flow that a small business needs for continued growth. One example of this is a line of credit to fellow B Corp Alter Eco, which sells organic, fair trade chocolates, quinoa, rice and sugar; the line of credit enabled the company to better manage its inventory as well as launch a line of entirely compostable packaging using a eucalyptus-based wrapper.

Banks have a major role to play in building a more sustainable economy because we have the power to choose which projects and organizations are financed, said Vince Siciliano, President and CEO of New Resource Bank. As a B Corp, we use the power of finance wisely to ensure the organizations we are supporting are socially and environmentally responsible in order to have a positive impact on the world.

Lets do more, together.

Links to Further Information about B Corps

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